Pencil Budget
Plan it. Change it.
Make it work.
Simple tools to make the numbers work – for your household, a shared rent, a trip or a home project. Free, no account, and nothing you type leaves your browser.
Free budget calculators
Nothing to install, nothing to sign up for
One income or several, monthly costs, and a split rule per cost. See what each person pays and keeps – paid every two weeks included.
Open household budgetWho paid what, and who owes whom – settled in a short list of payments. Plus rent split by room size and income.
Open bill splitterPlan a trip, then track planned against actual – per person and per day.
Open trip budgetKitchen, bathroom, deck or a move. Plan the costs, add a contingency and follow up against what you actually spend.
Open home project budgetA budget in pencil, not in ink
A budget is a draft. Rent goes up, a trip gets longer, the contractor's quote comes in higher. Pencil Budget is built for that: you write in your own numbers, change them whenever you need to, and see right away whether it still adds up.
Sharing a home with people who earn more or less than you? The household budget lets you decide per cost – rent by income, streaming in equal shares, the gym paid by whoever goes – and shows what each person has left.
How it works
- Open a calculator – no sign-up
- Fill in your own numbers
- The result updates as you type
- Change anything, any time
What happens to your numbers
- Saved in your browser, on your device
- Never sent to a server
- Take them with you as Excel, PDF or a link
- Clear them with one button